Crazy technology ideas to tackle Demonetization situation in India

Black money is a big menace in Indian economy. There are businesses that run heavily on black money

 

Black money is a big menace in Indian economy. There are businesses that run heavily on black money transactions like real estate, textile, fertilizer, agriculture and FMCG etc. Black money transactions for economic activities in India is the main culprit for high tax evasion, terrorist activities, fake currency in economy, low per capita income and low GDP growth in India.

It was a historic event on 8th November, when the Prime Minister of India, Mr. Narendra Modi, declared the demonetization of 500 and 1000 INR currency notes. This was historic in the execution as well as it was very sudden and did not give any chance to black money holders to adjust the same. Lot of Indian citizens are supporting this marvelous and bold move though it created some inconveniences to citizens. Time will tell if these small inconveniences are worth the economic gains that economists are predicting.  As a software development company in India, we could not resist thinking of ways a technology can assist managing the chaos and long queues at banks and ATMs.

Cash deposit scheduling system by bank or RBI

Business owners, traders, house wives, farmers are some of the citizens who might have heavy cash piped up in their businesses or houses. Deposits of cash higher than threshold amount should be planned so that it should not cause inconvenience to general public who are in genuine need of cash for their day to day operations. Big cash deposits creates havoc at bank as it takes time. This can be managed by an online scheduling system or app. If such system is in place, cash deposits can be managed more effectively. This can also save time of citizens by avoiding long queues and such transactions can be processed faster at bank.

App or website to validate fake currency notes          

One of the reason of demonetization as cited by Government was to demolish face currency notes that has piped up heavily in the economy since long. If Government or bank can develop a mobile application or website that validates fake currency notes before deposit that can help citizens a lot.  Technical feasibility of such mobile app or website needs to be verified though. We believe RBI should work on some API or web service that can help achieve this.

Nearby ATM/bank locator with cash/no-cash status

Standing in ATM queue for hours and ATM runs out of cash the moment your turn comes can be very frustrating and disturbing. If a mobile app or website that can help citizens know the status of nearby ATM or bank that has cash for replacement or withdrawal can assist them a lot. Google recently published a service whereby user can locate the nearby ATM however this does not show the status if ATM has enough cash or no.

Avoidance of recurring withdrawals using biometrics or aadhar card linkage

As cited by few local newspapers, one of the biggest reason for long queue is dummy people withdrawing money on others’ behalf multiple times. If such recurring withdrawals can be monitored and controlled, you automatically control the long queues. Biometrics with aadhar linkage is one of the technical way to address this. I understand that complete elimination of such cases is beyond control however this can surely help a lot to control the long queues.

Online grievance redressal system and helpline

The moment the Prime Minister of India announced the demonetization of 500, 1000 INR currency notes, there are thousands of various types of rumors being spread via WhatsApp, Emails and SMS. A helpline number and an online system to address the grievances and inconveniences of citizen can be a great idea. There are people who do not know how to manage their cash even though that is their genuine earnings and is totally legitimate money like farmers’ earnings, housewives savings etc. If there can be a system by RBI or banks to address such grievances, it can help Govt. to control the situation.

RBI Notifications, alerts and messaging app

It has been observed that various kinds of notifications, orders etc. are being circulated by RBI regularly. Some of the notifications are like change in withdrawal limits, relaxation on various situations etc. are not reaching till the bottom. A mobile app or online website/webpage with such notifications, alerts and messages can help people to remain updated with the situation.

Increase of online services to farmers and other citizens

Govt. agencies like GNFC, IFFCO etc. should start providing fertilizers, chemicals, seeds etc. to farmers who are in dearth of currency notes on credit. This can assist people who are in genuine needs of currency notes. This can lower the public inconveniences and can also be good for overall economy.

Technical feasibility of above applications is not thoroughly reviewed, however if implemented with help of software development companies, can surely assist in managing the long queues at ATMs and Banks. It can also help government in addressing grievances of citizens and can help them in long run. This is not addressing economic impact though as we could not comment on economic impact of this move.

  

 

Government Mobile Applications

Though India is developing in a fast track mode in many sectors like space science, health care etc.

Though India is developing in a fast track mode in many sectors like space science, health care etc. we still lag behind in many aspects. One of the major lagging differences compared to other developed countries is digitalization of government processes. Digitalization of government companies will not only improve the services and comforts of citizens but also save time and reduce the corruption.

To overcome this big hurdle, Our Prime Minister, Shri Narendra Modi, has taken an initiative called Digital India that would lead India to the new edge and era of digital world. These initiatives will act as bridge in communication between government and citizens. And it will also bring up transparency of the government procedures. In solution to above discussion, PMO has conceptualized to launch various mobile applications in collaboration with various software development companies in India for the same.

Here few government mobile applications are listed below:

  • Sanskriti App:
    • It focuses on Indian ‘Sanskriti’-Culture.
    • It provides all the details about the events organized by government to promote Indian culture in various fields including Music, Dance, Theatre, Exhibition, Film Shows, Lectures and Others
  • My Clean India:
    • This application has the roots in the ‘Swachh Bharat Abhiyan’ launched by GOI to facilitate clean India campaign.
    • Citizens have to put the pictures of the place when uncleaned and after cleaning to show their contribution.
  • Digital India:
    • This android app is developed by GOI with the help of Mobile Application Development Company in India.
    • It is a part government effort to reach to every individual of the country in remote area in an effort towards ‘Good Governance’.
  • UPOne:
    • It helps people to track/enquire about the status of various applications submitted by them.
    • It also facilitates in checking the authenticity of certificates issued to citizens.
  • Aadhaar Enrollment Status:
    • Aadhaar card is one of the core program launched by GOI to provide the identification to every individual uniquely.
    • This mobile application helps users to track their status of their ‘Aadhaar’ application.
  • Voter Information Search:
    • This app is intended for those users who want to know whether his/her name has been included in the electoral roll of the constituency.
    • User can also find out the polling station he/she has been allocated to.
  • Vaccination Alerts:
    • As a part of GOI effort towards healthy India, it has launched an app to provide vaccination alerts for the kids under the age of 5 years.
    • Under this program, alerts are sent to the parents of the children’s whose vaccination date is due.
  • mPassport Seva:
    • In an effort to make the passport services more reliable, convenient and transparent, GOI has taken an initiative.
    • Under this initiative GOI has developed a mobile app- mPassport Seva and has establishedPassport Seva Kendras (PSK) across India.
    • Users can track their passport status, can apply for a new passport, info about renewal of passport, and can locate nearest PSK. 
  • Indian Income tax Refund Status:
    • This app is intended to help users to get the update of their Income Tax Refund Status.
    • Without having to physically visit the Income tax office every time to track their status, this app has proven to be beneficial to the users in tracking the status and thus in saving time.

Conclusion:

Government mobile applications are key initiatives of Digital India Program. It is a visionary project of our Prime Minister, Shri Narendra Modi, to lead India to the new era of digital world. These mobile applications are developed by mobile application development companies in India. These mobile applications will build digitized world and thus saving lot of time and energy of common people.

 

UMANG – Unified Mobile Application for New-age Governance

Corruption is a burning issue in India. One of the major sections involved in heavy corruption is gr

Corruption is a burning issue in India. One of the major sections involved in heavy corruption is ground level government procedures.  The main reason behind this is a clumsy and cumbersome Physical paperwork. The Prime Minister of India, Shri Narendra Modi, has a far-sighted vision to lower corruption at maximum possible level. After a number of meetings and suggestions with core committees, they have decided to develop a concept of one web feasibility.

In the era of smart phone, building a mobile application would be an innovative and long-sighted decision. The name of this visionary project would be UMANG (Unified Mobile Application for New-Age Governance). This step is one of the dream projects of our Prime Minister.

Indian government has conceptualized to build “Mother of all apps” known as UMANG with an aim to integrate major central and state government services under a single platform. The Narendra Modi government is working towards building this master app in collaboration with Mobile Application Development Company in India. This application would lead India to the new edge and era of paperless governance.

Working of UMANG:

The visionary project of Narendra Modi is being developed by the union ministry of communications and information technology’s national e-governance decision. This dream app will integrate more than 200 government services such as healthcare applications, E-post, Passport Seva, Women Safety (Nirbhaya), IRCTC, Utility bills, Crime and criminal tracking, CBSE/State education boards, Income tax, Mother and child tracking etc. on a single platform.

The platform will be designed in such a manner that it would be capable of maintaining or remembering citizen personal details, preferences and data required to access department services without the user having to re-enter every time. Key identification documents like Aadhar Card, PayGov and DigiLocker shall also be included within this platform.

Features of UMANG app:

The app will be designed in collaboration with Web Development Company in India in such a way that it will keep record of citizen personal and preference details required to access the department service.

  • The app will be available for various operating systems including windows, Android and iOS.
  • Documents such as Aadhar card, PayGov and DigiLocker also are a part of this platform.
  • The app will have transaction details so that users can reach to the concerned authorities if in case anything goes wrong.
  • Citizens can store their documents in the secure government cloud using DigiLocker.
  • Users can share the digital certificates through the app. Thus, they need not visit the departments physically.
  • Aadhar card authentication will be enabled for services and PAN card authentication for non-aadhar enabled services.
  • Live Chat support will be enabled for citizen’s assistance.
  • The app will be available in English as well as in regional languages.

Launch of UMANG:

The government has uploaded a 207 paged proposal document of the app on the Department of Electronics and Information Technology website to invite potential agencies for the app development and maintenance. According to the document, the plan is to roll out the first phase of the app in under 3 years.

Conclusion:

UMANG is one of the key initiatives of Digital India Program. It is a visionary project of our Prime Minister, Shri Narendra Modi, to lead India to the new era of digital world. This dream app will build paperless e-governance system and thus saving lot of time and energy of common people. It also aids lowering corruption at ground level government.

 

Digital Locker - Online document storage facility

Digital locker is one of the key initiatives under Digital India Program launched by the Prime Minis

Digital locker is one of the key initiatives under Digital India Program launched by the Prime Minister of India. It is aimed at minimizing the usage of physical documents and enable sharing of e-documents across agencies. It is an online application, developed in collaboration with software development companies in India, which provides facility of online document storage of important documents including Voter ID card, PAN card, Driving license etc. 

Everyone needs to have Aadhaar number to use DigiLocker facility. Residents can upload their own electronic documents and digitally sign them using the e-sign facility. All e-documents are linked to Aadhaar number and can be treated as authorized documents by Government and its other entities. Therefore, physical documents need not to be carried while applying for jobs or government certificates or educational institutions etc.

Objectives of DigiLocker:

  • Enable digital empowerment of residents by providing them withDigital Locker on the cloud
  • Enable e-Signing of documents and make them available electronically and online Minimize the use of physical documents
  • Ensure authenticity of the e-documents and thereby eliminate usage of fake documents
  • Secure access to Govt. issued documents through a web portal and mobile application for residents
  • Reduce administrative overhead of Govt. departments and agencies and make it easy for the residents to receive services
  • Anytime, anywhere access to the documents by the resident
  • Open and interoperable standards based architecture to support a well-structured standard document format to support easy sharing of documents across departments and agencies
  • Ensure privacy and authorized access to residents' data.

Components of DigiLocker:

  • Repository: It is a collection of e-Documents which are uploaded by issuers in a standard format and exposing a set of standard APIs for secure real-time search and access.
  • Access Gateway: It provides a secure online mechanism for requesters to access e-documents from various repositories in real-time using e-Document URI (Uniform Resource Indicator).
  • URI: It is a link to the e-Document uploaded by an issuer in a repository. The gateway will identify the address of the repository where the e-Document is stored based on the URI and will fetch the e-Document from that repository.

 Stakeholders of DigiLocker:

  • Issuers:  Issuer is an entity issuing e-documents to individuals in a standard format and making them electronically available. For example, Registrar office, Income Tax department, RTO, Educational institutions etc.
  • Requesters: Requester is an entity requesting secure access to a particular e-document stored in the repository. For example, Employers, Universities, Passport Office etc.
  • Residents: An individual who uses the Digital Locker service based on Aadhar and OTP (one time password) authentication.

Digital Locker Portal:

Online portal of digital locker system is developed in collaboration with web development companies in India.

  • Dedicated 10MB free personal storage space, linked to each resident's Aadhaar, to securely store e-documents and to store URI link of e-documents for accessing them directly from the repositories.
  • Sharing of secured e-documents with requesters.
  • Currently accessible via web portal, will be made accessible through mobile application also.
  • Integrated e-Sign service to digitally sign documents

How to use DigiLocker :

  • Enter Aadhaar Number. After inserting aadhar card id number, an OTP is sent to already registered number and email address.
  • Enter OTP and see the DASHBOARD to upload your current documents online.
  • After successful of upload process, e-sign the uploaded document, which is used as official digital signature on documents.

Conclusion:

DigiLocker is an application that has been developed by software development company in India recently launched by Indian government to store online documents safely. UIDAI adhaar card holder can save online all government issued documents on the cloud storage system of 10MB space. By connected aadhar number users can access these.